Key Publications
McGowan, D., Nguyen, H. and Schaeck, K. (2024) "Deposit Competition and Mortgage Securitization", Journal of Money, Credit and Banking, forthcoming.
Raz, A.F., McGowan, D. and Zhao, T. (2022) "The Dark Side of Liquidity Regulation: Bank Opacity and Funding Liquidity Risk", Journal of Financial Intermediation, 52, pp. 1-13.
McGowan, D. and Nguyen, H. (2022) "To Securitize or to Price Credit Risk?", Journal of Financial and Quantitative Analysis, forthcoming.
Cumming, D., Farag, H., Johan, S. and McGowan, D. (2022) "The Digital Credit Divide: The Effect of Marketplace Lending on Entrepreneurship", Journal of Financial and Quantitative Analysis, 57(7), pp. 2659-2692.
Duqi, A., McGowan, D, Onali, E. and Torluccio, E. (2021) "Natural Disasters and Economic Growth: the Role of Bank Market Structure", Journal of Corporate Finance, 71, pp. 1-21.
Danisewicz, P., McGowan, D., Onali, E. and Schaeck, K. (2021) "Debtholder Monitoring Incentives and Bank Earnings Opacity", Journal of Financial and Quantitative Analysis, 56(4), pp. 1408-1445.
Danisewicz, P., McGowan, D., Onali, E. and Schaeck, K. (2018) "Debt Priority Structure, Market Discipline and Bank Conduct", Review of Financial Studies, 31(11), p. 4493-4555.
Media coverage: Havard Roundtable
Danisewicz, P., McGowan, D, Onali, E. and Schaeck, K. (2018) "The Real Effects of Banking Supervision: Evidence from Enforcement Actions", Journal of Financial Intermediation, 35(A), p. 86-101.
Other Publications
Gortz, C., McGowan, D. and Yeromonahos, M. (2023) "Furlough and Household Financial Distress during the COVID-19 Pandemic", Oxford Bulletin of Economics and Statistics, forthcoming.
Media coverage: Economics Observatory, Business Leader
Impullitti, G., Kneller, R. and McGowan, D. (2020) "Demand-driven Technical Change and Productivity Growth: Theory and Evidence from the US Energy Policy Act", Journal of Industrial Economics, 68(2), pp. 328-363.
McGowan, D. and Vasilakis, C. (2019) "Reap what you sow: Agricultural Technology, Urbanization, and Structural Change", Research Policy, 48(9), pp. 1-17.
McGowan, D. (2017) "Digging Deep to Compete: Vertical Integration, Product Market Competition and Prices", Journal of Industrial Economics, 65(4), p. 683-718.
Gemmell, N., Kneller, R., McGowan, D. and Sanz, I. (2016) "Corporate Taxation and Productivity Catch-Up: Evidence from European Firms", Scandinavian Journal of Economics, 120(2), p. 372-399.
McGowan, D.(2014), "Do Entry Barriers Reduce Productivity? Evidence from a Natural Experiment", Economics Letters, 125 (1), p. 97-100.
Milner, C. and McGowan, D.(2013), "Trade Costs and Trade Composition", Economic Inquiry, 51 (3), p.1886-1902.
Working Papers
Fintech Deregulation, Competition, and Bank Deposit Costs (with Douglas Cumming, Hisham Farag and Santosh Koirala)
Media coverage: Machine Lawyering
The Cost of Privacy: The Impact of the California Consumer Protection Act on Mortgage Markets (with Manish Gupta and Steven Ongena)
Conferences & Invited Seminar Presentations
2025: Cardiff (scheduled), Birmingham (scheduled)
2024: Exeter, UCD, ECB, Padova (scheduled)
2023: Kings College London, Reading, Strathclyde, Stirling, Bristol, Sheffield, Durham, Aston, Bath
2022: QUB, Curtin, NIESR
2021: Reading, WEAI, Nottingham, CHASM
2020: FMA, Eastern Finance Association
2019: Kent, Financial Intermediation Research Society, European Finance Association, Nottingham, AOM
2018: Aarhus, Aston, Durham, Leeds, Empirical Financial Intermediation Research Network, FDSE Workshop, FINEST Workshop
2017: ASSA, Düsseldorf, Glasgow, De Montfort, BAFA, Birmingham, Midwest International Economics
2016: Loughborough, Royal Economic Society, Hagen University, EARIE
2015: EARIE, European Finance Association, International Industrial Organization Conference, Loughborough, SFS Cavalcade, Louvain, Warwick
2014: American Economic Association, IIOC, Firm & Technology Dynamics: A Global Perspective, KU Leuven, Loughborough, Royal Economic Society
2013: American Economic Association, Bocconi, EARIE, IIOC, Financial Management Association, Financial Engineering and Banking Society, Financial Management Association Europe, Georgia State University, Tilburg, Trento, University of Tubingen, Western Economic Association, ZEW
2012: Royal Economic Society
2011: Aarhus, Universite Paris 1-Pantheon Sorbonne, Nottingham, Oxford
McGowan, D., Nguyen, H. and Schaeck, K. (2024) "Deposit Competition and Mortgage Securitization", Journal of Money, Credit and Banking, forthcoming.
Raz, A.F., McGowan, D. and Zhao, T. (2022) "The Dark Side of Liquidity Regulation: Bank Opacity and Funding Liquidity Risk", Journal of Financial Intermediation, 52, pp. 1-13.
McGowan, D. and Nguyen, H. (2022) "To Securitize or to Price Credit Risk?", Journal of Financial and Quantitative Analysis, forthcoming.
Cumming, D., Farag, H., Johan, S. and McGowan, D. (2022) "The Digital Credit Divide: The Effect of Marketplace Lending on Entrepreneurship", Journal of Financial and Quantitative Analysis, 57(7), pp. 2659-2692.
Duqi, A., McGowan, D, Onali, E. and Torluccio, E. (2021) "Natural Disasters and Economic Growth: the Role of Bank Market Structure", Journal of Corporate Finance, 71, pp. 1-21.
Danisewicz, P., McGowan, D., Onali, E. and Schaeck, K. (2021) "Debtholder Monitoring Incentives and Bank Earnings Opacity", Journal of Financial and Quantitative Analysis, 56(4), pp. 1408-1445.
Danisewicz, P., McGowan, D., Onali, E. and Schaeck, K. (2018) "Debt Priority Structure, Market Discipline and Bank Conduct", Review of Financial Studies, 31(11), p. 4493-4555.
Media coverage: Havard Roundtable
Danisewicz, P., McGowan, D, Onali, E. and Schaeck, K. (2018) "The Real Effects of Banking Supervision: Evidence from Enforcement Actions", Journal of Financial Intermediation, 35(A), p. 86-101.
Other Publications
Gortz, C., McGowan, D. and Yeromonahos, M. (2023) "Furlough and Household Financial Distress during the COVID-19 Pandemic", Oxford Bulletin of Economics and Statistics, forthcoming.
Media coverage: Economics Observatory, Business Leader
Impullitti, G., Kneller, R. and McGowan, D. (2020) "Demand-driven Technical Change and Productivity Growth: Theory and Evidence from the US Energy Policy Act", Journal of Industrial Economics, 68(2), pp. 328-363.
McGowan, D. and Vasilakis, C. (2019) "Reap what you sow: Agricultural Technology, Urbanization, and Structural Change", Research Policy, 48(9), pp. 1-17.
McGowan, D. (2017) "Digging Deep to Compete: Vertical Integration, Product Market Competition and Prices", Journal of Industrial Economics, 65(4), p. 683-718.
Gemmell, N., Kneller, R., McGowan, D. and Sanz, I. (2016) "Corporate Taxation and Productivity Catch-Up: Evidence from European Firms", Scandinavian Journal of Economics, 120(2), p. 372-399.
McGowan, D.(2014), "Do Entry Barriers Reduce Productivity? Evidence from a Natural Experiment", Economics Letters, 125 (1), p. 97-100.
Milner, C. and McGowan, D.(2013), "Trade Costs and Trade Composition", Economic Inquiry, 51 (3), p.1886-1902.
Working Papers
Fintech Deregulation, Competition, and Bank Deposit Costs (with Douglas Cumming, Hisham Farag and Santosh Koirala)
Media coverage: Machine Lawyering
The Cost of Privacy: The Impact of the California Consumer Protection Act on Mortgage Markets (with Manish Gupta and Steven Ongena)
Conferences & Invited Seminar Presentations
2025: Cardiff (scheduled), Birmingham (scheduled)
2024: Exeter, UCD, ECB, Padova (scheduled)
2023: Kings College London, Reading, Strathclyde, Stirling, Bristol, Sheffield, Durham, Aston, Bath
2022: QUB, Curtin, NIESR
2021: Reading, WEAI, Nottingham, CHASM
2020: FMA, Eastern Finance Association
2019: Kent, Financial Intermediation Research Society, European Finance Association, Nottingham, AOM
2018: Aarhus, Aston, Durham, Leeds, Empirical Financial Intermediation Research Network, FDSE Workshop, FINEST Workshop
2017: ASSA, Düsseldorf, Glasgow, De Montfort, BAFA, Birmingham, Midwest International Economics
2016: Loughborough, Royal Economic Society, Hagen University, EARIE
2015: EARIE, European Finance Association, International Industrial Organization Conference, Loughborough, SFS Cavalcade, Louvain, Warwick
2014: American Economic Association, IIOC, Firm & Technology Dynamics: A Global Perspective, KU Leuven, Loughborough, Royal Economic Society
2013: American Economic Association, Bocconi, EARIE, IIOC, Financial Management Association, Financial Engineering and Banking Society, Financial Management Association Europe, Georgia State University, Tilburg, Trento, University of Tubingen, Western Economic Association, ZEW
2012: Royal Economic Society
2011: Aarhus, Universite Paris 1-Pantheon Sorbonne, Nottingham, Oxford
